diff --git a/src/gallium/drivers/zink/zink_context.c b/src/gallium/drivers/zink/zink_context.c
index d9d9fc3dde8..2d80cff0d3d 100644
--- a/src/gallium/drivers/zink/zink_context.c
+++ b/src/gallium/drivers/zink/zink_context.c
@@ -1620,6 +1620,9 @@ create_image_surface(struct zink_context *ctx, const struct pipe_image_view *vie
       break;
    default: break;
    }
+   if (!res->obj->dt && view->resource->format != view->format)
+      /* mutable not set by default */
+      zink_resource_object_init_mutable(ctx, res);
    VkImageViewCreateInfo ivci = create_ivci(screen, res, &tmpl, target);
    struct pipe_surface *psurf = zink_get_surface(ctx, view->resource, &tmpl, &ivci);
    if (!psurf)
@@ -1795,6 +1798,9 @@ zink_set_sampler_views(struct pipe_context *pctx,
                update = true;
             zink_batch_resource_usage_set(&ctx->batch, res, false, true);
          } else if (!res->obj->is_buffer) {
+             if (res->base.b.format != b->image_view->base.format)
+                /* mutable not set by default */
+                zink_resource_object_init_mutable(ctx, res);
              if (res->obj != b->image_view->obj) {
                 struct pipe_surface *psurf = &b->image_view->base;
                 VkImageView iv = b->image_view->image_view;
diff --git a/src/gallium/drivers/zink/zink_resource.c b/src/gallium/drivers/zink/zink_resource.c
index 715af98a70b..69aa9d6d897 100644
--- a/src/gallium/drivers/zink/zink_resource.c
+++ b/src/gallium/drivers/zink/zink_resource.c
@@ -423,8 +423,10 @@ create_ici(struct zink_screen *screen, VkImageCreateInfo *ici, const struct pipe
    /* pNext may already be set */
    if (util_format_get_num_planes(templ->format) > 1)
       ici->flags = VK_IMAGE_CREATE_MUTABLE_FORMAT_BIT | VK_IMAGE_CREATE_EXTENDED_USAGE_BIT;
+   else if (bind & ZINK_BIND_MUTABLE)
+      ici->flags = VK_IMAGE_CREATE_MUTABLE_FORMAT_BIT;
    else
-      ici->flags = modifiers_count || dmabuf || bind & (PIPE_BIND_SCANOUT | PIPE_BIND_DEPTH_STENCIL) ? 0 : VK_IMAGE_CREATE_MUTABLE_FORMAT_BIT;
+      ici->flags = 0;
    if (ici->flags & VK_IMAGE_CREATE_MUTABLE_FORMAT_BIT)
       /* unset VkImageFormatListCreateInfo if mutable */
       ici->pNext = NULL;
@@ -2164,11 +2166,11 @@ zink_resource_get_separate_stencil(struct pipe_resource *pres)
 
 }
 
-bool
-zink_resource_object_init_storage(struct zink_context *ctx, struct zink_resource *res)
+static bool
+resource_object_add_bind(struct zink_context *ctx, struct zink_resource *res, unsigned bind)
 {
    /* base resource already has the cap */
-   if (res->base.b.bind & PIPE_BIND_SHADER_IMAGE)
+   if (res->base.b.bind & bind)
       return true;
    if (res->obj->is_buffer) {
       unreachable("zink: all buffers should have this bit");
@@ -2176,13 +2178,25 @@ zink_resource_object_init_storage(struct zink_context *ctx, struct zink_resource
    }
    assert(!res->obj->dt);
    zink_fb_clears_apply_region(ctx, &res->base.b, (struct u_rect){0, res->base.b.width0, 0, res->base.b.height0});
-   bool ret = add_resource_bind(ctx, res, PIPE_BIND_SHADER_IMAGE);
+   bool ret = add_resource_bind(ctx, res, bind);
    if (ret)
       zink_resource_rebind(ctx, res);
 
    return ret;
 }
 
+bool
+zink_resource_object_init_storage(struct zink_context *ctx, struct zink_resource *res)
+{
+   return resource_object_add_bind(ctx, res, PIPE_BIND_SHADER_IMAGE);
+}
+
+bool
+zink_resource_object_init_mutable(struct zink_context *ctx, struct zink_resource *res)
+{
+   return resource_object_add_bind(ctx, res, ZINK_BIND_MUTABLE);
+}
+
 void
 zink_resource_setup_transfer_layouts(struct zink_context *ctx, struct zink_resource *src, struct zink_resource *dst)
 {
diff --git a/src/gallium/drivers/zink/zink_resource.h b/src/gallium/drivers/zink/zink_resource.h
index 25ee4541b47..25afa816c68 100644
--- a/src/gallium/drivers/zink/zink_resource.h
+++ b/src/gallium/drivers/zink/zink_resource.h
@@ -27,6 +27,7 @@
 #include "zink_types.h"
 
 #define ZINK_MAP_TEMPORARY (PIPE_MAP_DRV_PRV << 0)
+#define ZINK_BIND_MUTABLE (1u << 28)
 #define ZINK_BIND_DMABUF (1u << 29)
 #define ZINK_BIND_TRANSIENT (1u << 30) //transient fb attachment
 #define ZINK_BIND_VIDEO (1u << 31)
@@ -71,6 +72,8 @@ zink_resource_object_reference(struct zink_screen *screen,
 
 bool
 zink_resource_object_init_storage(struct zink_context *ctx, struct zink_resource *res);
+bool
+zink_resource_object_init_mutable(struct zink_context *ctx, struct zink_resource *res);
 
 static inline bool
 zink_resource_has_binds(const struct zink_resource *res)
diff --git a/src/gallium/drivers/zink/zink_surface.c b/src/gallium/drivers/zink/zink_surface.c
index a30de9b3f10..837853f9ad2 100644
--- a/src/gallium/drivers/zink/zink_surface.c
+++ b/src/gallium/drivers/zink/zink_surface.c
@@ -220,8 +220,9 @@ zink_get_surface(struct zink_context *ctx,
    struct hash_entry *entry = _mesa_hash_table_search_pre_hashed(&res->surface_cache, hash, ivci);
 
    if (!entry) {
-      /* create a new surface */
-      surface = do_create_surface(&ctx->base, pres, templ, ivci, hash, true);
+      /* create a new surface, but don't actually create the imageview if mutable isn't set */
+      bool actually = pres->format == templ->format || (res->obj->vkflags & VK_IMAGE_CREATE_MUTABLE_FORMAT_BIT);
+      surface = do_create_surface(&ctx->base, pres, templ, ivci, hash, actually);
       entry = _mesa_hash_table_insert_pre_hashed(&res->surface_cache, hash, &surface->ivci, surface);
       if (!entry) {
          simple_mtx_unlock(&res->surface_mtx);
@@ -258,6 +259,10 @@ zink_create_surface(struct pipe_context *pctx,
    struct zink_resource *res = zink_resource(pres);
    bool is_array = templ->u.tex.last_layer != templ->u.tex.first_layer;
    enum pipe_texture_target target_2d[] = {PIPE_TEXTURE_2D, PIPE_TEXTURE_2D_ARRAY};
+   if (!res->obj->dt && pres->format != templ->format)
+      /* mutable not set by default */
+      zink_resource_object_init_mutable(zink_context(pctx), res);
+
    VkImageViewCreateInfo ivci = create_ivci(zink_screen(pctx->screen), res, templ,
                                             pres->target == PIPE_TEXTURE_3D ? target_2d[is_array] : pres->target);